{"id":92,"date":"2026-07-08T13:48:05","date_gmt":"2026-07-08T13:48:05","guid":{"rendered":"https:\/\/unitedonlineshopping.com\/?p=92"},"modified":"2026-07-08T13:48:05","modified_gmt":"2026-07-08T13:48:05","slug":"limited-time-offer-navy-federal-card","status":"publish","type":"post","link":"https:\/\/unitedonlineshopping.com\/?p=92","title":{"rendered":"Limited-Time Offer for One of Clark\u2019s Favorite Credit Cards"},"content":{"rendered":"
\"Navy<\/p>\n

Do you have an unlimited 2% cash back credit card<\/a> in your wallet?<\/p>\n

Money expert Clark Howard recommends<\/a> that all credit card rewards chasers<\/a> have one of these no-annual-fee options as a solid base of return on all types of spending. Knowing you can swipe one card in any situation and earn 2% back is huge<\/em>. (Assuming you pay your bill in full each month to avoid interest charges.)<\/em><\/p>\n

Clark carries the Navy Federal cashRewards Plus Credit Card<\/a><\/strong> in his wallet<\/a> as his 2% back option. (You can read our full review of the card here<\/a>.)<\/em><\/p>\n

And if you want to join him in that card membership, now might be a good time to do your research on the card.<\/p>\n

As part of a \u201cCelebration America\u2019s 250\u201d promotion<\/a>, Navy Federal is offering an enhanced welcome bonus<\/a> for a limited time.<\/p>\n

Here are the details:<\/p>\n

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\u201cGet up to $300 with a new cashRewards card: Earn a $50 bonus when you join Navy Federal and open a cashRewards or cashRewards Plus card using the Special Offers link after becoming a member. Offer ends 07\/31\/2026.<\/p>\n

Spend $2,500 within 90 days of account opening, and you\u2019ll get another bonus of $250.<\/p>\n

Plus, you\u2019ll save with a 1.99% intro APR for 12 months from account opening on balance transfers made in the first 60 days. After that, a variable APR between 14.15% and 18% applies.\u201d<\/p>\n<\/blockquote>\n

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What You Should Know About the Navy Federal cashRewards Plus Credit Card<\/strong><\/h2>\n

Let\u2019s start with the strong points: This card meets Clark\u2019s major requirements (no annual fee, unlimited 2% cash back, reasonable APR, no junk fees). It also has some pretty cool perks, like no foreign transaction fees<\/a> and auto rental insurance coverage<\/a>.<\/p>\n

Being able to earn $300 for opening up a 2% card that checks all these boxes sounds like a pretty great deal.<\/p>\n

But there are a couple of major catches:<\/p>\n

1. Credit Union Membership Requirement<\/strong><\/h3>\n

Unfortunately, this offer is not for everyone.<\/em><\/p>\n

Navy Federal Credit Union has membership requirements<\/a> that would prevent many people from applying.<\/p>\n

To gain membership and apply for the card, you must fall into one of these four buckets:<\/p>\n