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Money expert Clark Howard recommends target date funds more often than any other investment. Pick the fund with the year closest to when you plan to retire, put your retirement money into it and let the fund handle the rest. That part is well covered. But target date funds have some quirks that surprise even […]
The post 6 Things You May Not Know About Target Date Funds appeared first on Clark Howard.
Few milestones in personal finance carry as much emotional weight as making that final mortgage payment. Entering retirement completely debt-free is a cornerstone of traditional financial advice. It promises peace of mind, lower monthly expenses, and a profound sense of security. However, from a purely mathematical standpoint, aggressively channeling extra cash into a low-interest mortgage […]
The post Should You Pay Off Your Mortgage Before You Retire? appeared first on Clark Howard.
The 2026 Social Security and Medicare Trustees Report was released on June 9, and the headline number got worse. The trust fund that pays retirement benefits is now projected to run dry in late 2032. That is one quarter earlier than last year’s estimate and leaves the program roughly six years away from the point […]
The post Will Social Security Run Out? appeared first on Clark Howard.